Transparent monthly subscriptions
Whether just starting your personal finance journey or already further along the path, we have a plan for you.
Starter
Low complexity clients in their first few years of working-
One income source
Typically salary is only source of income
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Three or less financial products You currently have a limited amount of financial products, perhaps a retirement annuity, disability cover and unit trusts
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Strictly flat-fee model No selling, no commission, just objective advice for a monthly subscription. The only way our advisors are remunerated is on a transparent, monthly subscription. They can advise on financial products, but there is no incentive to sell them
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Regular meetings Monthly, quarterly or semi-annually to suit your needs
Seed
Low complexity clients in the early stages of their financial journey-
One income source Typically salary is only source of income
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Three or less financial products You currently have a limited amount of financial products, perhaps a retirement annuity, disability cover and unit trusts
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Strictly flat-fee model No selling, no commission, just objective advice for a monthly subscription. The only way our advisors are remunerated is on a transparent, monthly subscription. They can advise on financial products, but there is no incentive to sell them
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Regular meetings Monthly, quarterly or semi-annually to suit your needs
Signature
Mid complexity clients with a more varied set of financial considerations-
One or two income sources You draw income from a salary but may have an additional source such as rental income or proceeds from property sales
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Four to seven financial products You currently have a more varied set of financial products which could include retirement products, life and disability cover, stocks or exchange traded funds
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Strictly flat-fee model No selling, no commission, just objective advice for a monthly subscription. The only way our advisors are remunerated is on a transparent, monthly subscription. They can advise on financial products, but there is no incentive to sell them
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Regular meetings Monthly, quarterly or semi-annually to suit your needs
Infinite
Complex clients with multiple incomes sources and financial products-
Two or more income sources Typically multiple incomes sources such as salary, rental income, capital appreciation or business profit
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Eight or more financial products You have a more complex set of financial products and investments that could include stocks, exchange traded funds, offshore investments or shares in a business
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Strictly flat-fee model No selling, no commission, just objective advice for a monthly subscription. The only way our advisors are remunerated is on a transparent, monthly subscription. They can advise on financial products, but there is no incentive to sell them
-
Regular meetings Monthly, quarterly or semi-annually to suit your needs
All subscriptions are flexible month to month plans, you can cancel at any time
Included in all our subscriptions
Financial goal setting
Planning and accountability in all your money decisions including reducing debt, spend tracking, buying a home, funding education and saving for travel.
Retirement planning
Get on track to financial freedom after you finish working. Maintain your lifestyle in the next stage of work or life.
Investment planning
No selling, just educating you about zero commission products, and putting you in the driver seat to select the best options in the market at the lowest cost.
Life & disability cover
No selling, just educating you on zero commission products, and helping you to objectively figure out an appropriate level of cover.