Actual financial advice, like it should be
Our advisors are incentivised to guide and empower you, not sell financial products
As seen in
What our clients think
Investment advice
Saving you money
No selling, no commission, just objective advice for a monthly subscription. The only way our advisors are remunerated is on a transparent, monthly subscription. They can advise on financial products, but there is no incentive to sell them approach can save you money.
No selling, just objective advice
Who would you trust more for financial advice? Someone who’s paid by the industry to sell its products? Or someone you pay for impartial expertise and support? Our advisor’s responsibility is to you.
Traditionally
Advisors get paid by institutions. Why? For selling their products. The advisor’s obligation is to the institution.
With Doshguide
Experts vetted for objectivity and credibility
We’re matchmakers, we connect you with an ideal advisor based on your individual needs and and profile, including career stage, life stage, financial complexity and profession.
Eddie
Doshguide Advisor
I help families live the lives and leave the legacies they want, safe in the knowledge that a trustworthy professional is overseeing ALL their financial affairs.
Jason
Doshguide Advisor
I help people understand how much they need to live their best life, empowering them to make smarter, more informed money decisions.
Marc
Doshguide Advisor
I solely work with women execs helping them identify, achieve and maintain the lifestyle they want, without the fear of ever running out of money, regardless of what happens.
Bryan
Doshguide Advisor
I help people understand and take control of their financial futures with the aim of empowering clients to make financial decisions that enable them to live the life they want with the money they have.
Doshguide advisor requirements
No commission
Our advisors only work on a flat-fee The only way our advisors are remunerated is on a transparent, monthly subscription. They can advise on financial products, but there is no incentive to sell them basis. No selling, no commission, just objective advice for a monthly subscription.
Qualified
Registered with both of South Africa’s top industry and regulatory bodies: Financial Planning Institute (FPI) and the Financial Services Conduct Authority (FSCA)
Vetted
Doshguide management personally vets all applicants for ethical, philosophical and service alignment.
Peer screened
A committee of existing Doshguide advisors review all applicants to ensure good standing amongst industry peers.
Informed answers to your
key money questions
Informed answers to your key money questions
- Do I even need financial products at this point?
- What would I need to retire comfortably?
- How can I plan a stable financial future for my family?
- I’d like to buy a house, but does it makes sense financially?
- How do I go about planning for big life goals, like a wedding, family or education?
- Can we afford our next big vacation?
- What am I spending money on each month and is it sustainable?
- How do I get in control of my debt?
- Are my existing financial products the best options for me?
- Where and how should I invest my money?
Transparent monthly subscriptions
Whether just starting your personal finance journey or already further along the path, we have a plan for you.
Starter
Low complexity clients in their first few years of working-
One income source Typically salary is only source of income
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Three or less financial products You currently have a limited amount of financial products, perhaps a retirement annuity, disability cover and unit trusts
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Strictly flat-fee model No selling, no commission, just objective advice for a monthly subscription. The only way our advisors are remunerated is on a transparent, monthly subscription. They can advise on financial products, but there is no incentive to sell them
-
Regular meetings Monthly, quarterly or semi-annually to suit your needs
Seed
Low complexity clients in the early stages of their financial journey-
One income source Typically salary is only source of income
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Three or less financial products You currently have a limited amount of financial products, perhaps a retirement annuity, disability cover and unit trusts
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Strictly flat-fee model No selling, no commission, just objective advice for a monthly subscription. The only way our advisors are remunerated is on a transparent, monthly subscription. They can advise on financial products, but there is no incentive to sell them
-
Regular meetings Monthly, quarterly or semi-annually to suit your needs
Signature
Mid complexity clients with a more varied set of financial considerations-
One or two income sources You draw income from a salary but may have an additional source such as rental income or proceeds from property sales
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Four to seven financial products You currently have a more varied set of financial products which could include retirement products, life and disability cover, stocks or exchange traded funds
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Strictly flat-fee model No selling, no commission, just objective advice for a monthly subscription. The only way our advisors are remunerated is on a transparent, monthly subscription. They can advise on financial products, but there is no incentive to sell them
-
Regular meetings Monthly, quarterly or semi-annually to suit your needs
Infinite
Complex clients with multiple incomes sources and financial products-
Two or more income sources Typically multiple incomes sources such as salary, rental income, capital appreciation or business profit
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Eight or more financial products You have a more complex set of financial products and investments that could include stocks, exchange traded funds, offshore investments or shares in a business
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Strictly flat-fee model No selling, no commission, just objective advice for a monthly subscription. The only way our advisors are remunerated is on a transparent, monthly subscription. They can advise on financial products, but there is no incentive to sell them
-
Regular meetings Monthly, quarterly or semi-annually to suit your needs
All subscriptions are flexible month to month plans, you can cancel at any time
Included in all our subscriptions
Financial goal setting
Planning and accountability in all your money decisions including reducing debt, spend tracking, buying a home, funding education and saving for travel.
Retirement planning
Get on track to financial freedom after you finish working. Maintain your lifestyle in the next stage of work or life.
Investment planning
No selling, just educating you about zero commission products, and putting you in the driver seat to select the best options in the market at the lowest cost.
Life & disability cover
No selling, just educating you on zero commission products, and helping you to objectively figure out an appropriate level of cover.